If my wife takes a second job and leaves the kids in day care, we should be able to get the loan for a two storey place.
如果我的妻子做两份工,把孩子送去全托,我们就可以贷款买一栋两层的房子了。
These are partly a matter of personal circumstances, partly a matter of psychology.
这里一方面是个人所处的环境,另一方面是个心理学的问题。